-
Call Anytime 24/7
-
Mail For Support
Secure & Transparent Process
Secure & Transparent Process
Secure & Transparent Process
With access to top mortgage lenders, we offer a wide range of options to secure the best rates and terms tailored to your financial situation.
By partnering with industry-leading professionals in real estate and title, we help you navigate every step with confidence, ensuring your experience is successful.
Our loan origination process is built on a foundation of safety and security, using advanced technology and strict privacy protocols to protect your personal and financial information.
Dustin Dumestre is an independent Mortgage Advisor with years of experience, specializing in brokered and correspondent lending across multiple states. Our team is dedicated to providing personalized mortgage solutions tailored to the unique needs of our clients. With an exceptional track record of successful loans and client satisfaction, we have built a reputation for reliability, transparency, and expert guidance. Whether you’re purchasing a home or refinancing, our comprehensive mortgage services ensure you get the best possible terms and rates in today’s competitive market.
Loan Calculator
A type of mortgage used to finance the purchase of a home or real estate property. It is the most common type of mortgage loan for homebuyers, where the lender provides funds to the borrower to buy the property, and the borrower repays the loan over a set period, typically 15 to 30 years, with interest.
A type of mortgage that replaces an existing home loan with a new one, usually to secure better terms such as a lower interest rate, different loan duration, or a switch between fixed and adjustable rates. Homeowners typically refinance to reduce their monthly payments, shorten their loan term, or tap into their home's equity through a cash-out refinance.
Investors can leverage the equity in an existing property to finance new real estate purchases. A Home Equity Loan provides a lump sum, while a HELOC offers a revolving line of credit for ongoing investment needs.
A second mortgage where the borrower receives a lump sum, repaid at a fixed interest rate over a set period, often used for home improvements or large expenses.
Mortgage Advisor
We are committed to providing you with the best possible service and support throughout your homeownership or refinance journey.
Weston Bellessa2024-11-06Dustin was incredible from start to close! He communicated through the entire process and fought to get us the best rate! I will definitely recommend him to my closest friends and will utilize his expertise going forward!Cassidee Capunay2024-11-06Dustin went above and beyond to help my husband and I refinance our home when we were in a tricky situation. He went to bat for us with the underwriters and helped us through the process every step of the way. I have never experienced any lender work as hard for us as Dustin did and it helped us out more than we could have imagined. He is a great guy to work with, very personable, and takes the time to explain every step of the process. He was always available to answer questions and was honest with us if something wouldn't work in our favor. He will work hard to get you the best deal possible.Kelley Looker2024-11-05Dustin is a pleasure to work with. Goes above and beyond to make sure you understand everything about the process of refinancing and/or selling your home. Provided all the information for me & my husband to review & make the best financial decision for our family. Provided a variety of loan options based on our credit history. The application process was easy to complete & Dustin was available anytime to assist if needed. Walked us through step by step, from inspection to closing paperwork & completion. Great customer service! Will definitely be contacting Dustin & F1 Lenders when we are ready to sell/buy our next home.Dante Capunay2024-11-05My experience with this company was with Dustin Dumestres. He is an exceptionally knowledgeable and intelligent broker. He took a very challenging situation where me and my wife had filed for a chapter 13 years prior and every other broker had turned us down for a refi in our home. Dustin was able to get us a pre approval in a matter of days not weeks. His dedication, and tenacity to our specific situation was impressive to say the least. Within a month we were weeks away from a clear to close. He helped my family get into a better financial situation and he did it honestly, and efficiently. He checked in with us every step of the way and personally spoke with underwriters to overcome any stumbling blocks we ran into. I don’t know of any other individual in this line of business who would have spent so much personal entreat and effort to make this happen. I strongly recommend Dustin for any of your mortgage broker needs.Ben Sorensen2024-11-05I have worked with Dustin on refinance work over the last 2 years and have always felt that my needs have been met. Dustin always checks in, remembers details, and gets what his clients need done. He gives advise on whether the deal is worth it or not and what he would do in the client's scenario. I am very pleased with my interactions so far and look forward to more.Miller Martindale2024-11-03Can’t say enough about Dustin. One of the many strengths with this guy is his ability to communicate. I never felt like he was hard to get ahold of and at no time did I feel this guy wasn’t working hard for us. He will continue to work with him. Seriously 5 stars isn’t enough for how awesome he was.Anna Porter2024-11-03Dustin helped me refinance my home a few years ago then when it was time for my husband and I to purchase a home, he was the only person we wanted to work with. He always answered our questions, we never felt rushed by him, then when it was time to move quickly he was ready to go! We will call Dustin again when we refinance in the future (even tho we got the best rate at the time). He’s awesome!Carrie Gola2024-11-01I can’t say enough about working with F1Lenders and Dustin Dumestre! As a licensed escrow officer, I know how important it is to have a trusted mortgage advisor who can ensure a smooth, seamless experience for clients, and Dustin delivered exactly that. Not only did we close in less than 30 days, but the entire process was organized, transparent, and stress-free. Dustin and the F1Lenders team are true professionals who go above and beyond to meet the needs of everyone involved. Highly recommend to anyone looking for a fast, efficient mortgage process!Google rating score: 5.0 of 5, based on 8 reviews
Meet with Dustin to discuss your financial goals and provide the necessary documentation. Get pre-approved to understand your borrowing power.
Complete a formal mortgage application, providing details on income, assets, and credit. apply to lenders for approval
Lending underwriters review your application, verify financial information, assess your creditworthiness, evaluate risk, and ensure all guidelines are met.
The lending underwriter approves the loan, we receive a Loan Estimate outlining the terms. You will sign the final loan documents, and the funds will be disbursed to the seller
As Millennials and Gen Z increasingly enter the housing market, their preferences and lifestyle priorities are reshaping what homeownership will look like […]
Read MoreThe U.S. housing market is grappling with a persistent shortage of available homes, leading to increased competition, higher prices, and limited options […]
Read MoreWith the 2024 presidential election on the horizon, there is growing anticipation around what a unified government—a scenario where one party controls […]
Read More